The Ultimate Guide to Buy Now Pay Later
A curated Australian edition of TechDay news, analysis, interviews, reviews, job moves, and related resources for Buy Now Pay Later (BNPL).
What to know about Buy Now Pay Later
Buy Now Pay Later (BNPL) is a payment method that allows consumers to purchase goods and services immediately while spreading the cost over time through instalments. This option is increasingly popular worldwide, driven by its convenience and flexibility, particularly among younger shoppers like Gen Z who are turning away from traditional credit cards.
The BNPL landscape is rapidly evolving with new partnerships, market expansions, and regulatory changes shaping its use. Readers can explore stories on how companies like Afterpay, Klarna, and Zip are growing BNPL services across different regions, how merchants are integrating these options to boost sales, and the impact of new rules starting in 2025 that aim to offer consumer protections while also creating questions about credit reporting and borrowing effects.
BNPL also intersects with wider trends in digital payments and fintech, including the rise of embedded finance, digital wallets, and new B2B payment platforms. However, readers should also be aware of potential risks highlighted in recent reports, such as the financial strain on vulnerable consumers and challenges with fraud and policy abuse. By following this tag, readers gain insights into the opportunities and challenges of BNPL and how it is reshaping modern retail and consumer finance.
Australian Buy Now Pay Later News
Regional stories with direct local relevance
Wise adds family & group travel tools for Australians
Wise adds children's cards, shared balances and PayID support for Australian travellers as it targets family and group spending stress.
Visa adds Australian banks to AI payments programme
Visa expands Agentic Ready programme to Australian banks and fintechs as ANZ, NAB and others trial AI-led payments with tighter controls.
Zip announces launch of ZMobile for Australian app users
Zip moves into mobile plans with ZMobile, giving existing app users early access to prepaid services backed by TPG Telecom's network.
Revolut hits 1m Aussie users, plans AUD $400m push
Revolut passes 1m Australian customers and vows nearly AUD $400m investment, stepping up its challenge to local digital banking rivals.
BigCommerce expands global Stripe checkout integration
BigCommerce merchants worldwide gain Stripe's Optimised Checkout, adding Link, BNPL, local payment methods and AI fraud tools to boost sales.
BNPL popularity surges as young Australians demand flexible payments
One in three Australian online shoppers use BNPL services, with Gen Z and Millennials driving a rise in demand for flexible payments like PayPal Pay in 4.
Analyst Insights
Research and market analysis connected to Buy Now Pay Later
Expert Columns
Recent Buy Now Pay Later News
Gen Z drives surge in BNPL use as PayPal Pay in 4 gains ground
Gen Z in Australia favours Buy Now Pay Later over credit cards, boosting PayPal Pay in 4's market share as BNPL use hits 37%.
Gumtree Australia adds PayPal Pay in 4 for flexible payments
Gumtree Australia adds PayPal Pay in 4, letting customers split purchases up to AUD $2,000 into four interest-free instalments for more flexible payments.
PayPal brings buy now, pay later to Ticketek in new deal
PayPal has partnered with Ticketek to offer its buy now, pay later service, PayPal Pay in 4, as a flexible payment option for event tickets in Australia.
Digital payments have flipped the script for Australian consumers
Digital payments in Australia now dominate eCommerce, rising from 34% in 2014 to 66% in 2024, reshaping consumer habits and financial services.
Australians urged to prepare as BNPL credit reporting changes
Australia's new BNPL rules from June 2025 bring protections but leave credit reporting and borrowing impact unclear for millions of users.
Gen Z Australians turning away from credit cards for BNPL
A new report reveals 56% of Gen Z Australians dislike credit cards, favouring debit cards and BNPL services amid rising financial stress and complexity.
Afterpay revives 'Mystery Market' for immersive VR event
Afterpay is set to reintroduce its Mystery Market event during Afterpay Day, offering over AUD $100,000 in prizes and immersive virtual reality experiences.
Australian businesses must adapt to payment trends: Worldpay
Australian consumers' payment preferences are evolving, with security and variety boosting revenue potential, says Worldpay's new report.
The three trends supporting fintech growth in Australia
Australia's fintech sector, powered by innovation, technology, and government backing, has surged from AUD $250 million in 2015 to AUD $45 billion in 2023.
Ecommerce isn't replacing bricks-and-mortar retail; it's empowering it
Ecommerce isn't killing physical stores; it's enhancing them. In 2023, Australians spent AUD $63.6 billion online, boosting bricks-and-mortar sales.
PayPal expands payment solutions for Australian SMBs
PayPal enhances payment solutions for Australian SMBs, integrating options like Apple Pay and Google Pay. This expansion aims to improve the shopping experience and retain customers.
Monoova partners with Optty to facilitate real-time payments in Australia
Monoova teams up with global payments platform Optty to enable real-time payments in Australia via Monoova's API.
TRAVLR launches advanced ecommerce offering to transform digital travel market
Australian tech firm TRAVLR launches a market-changing ecommerce offering to enhance the digital travel industry.
MYOB, PayPal integration boosts cashflow with digital payments
MYOB customers who send invoices with the business management platform can now receive payments made via PayPal and PayPal Pay in 4.
Limepay launches new digital B2B payment system STACK
Limepay says its new solution will help businesses improve cash flow reliability and deliver secure, convenient payment options.
FIS says Australians paying with digital wallets by 2025
A new report from FIS says digital wallets will become the dominant way Australians will pay from as early as 2025.
QuickFee launches payments platform, improves profitability
QuickFee Limited has announced the completion and launch of its proprietary payments platform, QUBE, and subsequent improvement to operating profitability.
The rise of the Neobanks: How they challenge traditional banking
Neobanks are catering to customers who are tired of the big banks and those who seek alternatives, says financial advisory firm Mozo.
PayPal reshuffles into three divisions as executives shift
PayPal splits into three units as it names new bosses for checkout, consumer finance and crypto, while two senior executives depart.
Payment firms expand into broader merchant services
Stripe, PayPal, Adyen and Block are pushing into loyalty, lending and AI checkout tools as payment groups seek a bigger role in merchant commerce.