Colladium launches SMSF gateway amid service closures
Colladium has launched an SMSF Gateway for self-managed super fund trustees and accountants. The service is registered with the Australian Taxation Office as an SMSF messaging provider.
When users register, they receive an Electronic Service Address, allowing them to accept employer super contributions and manage them through a central dashboard. The product is aimed at trustees and accounting firms that need to meet the ATO's SuperStream requirements while reducing manual administration.
The launch comes as Australia Post's SMSF Gateway and SuperChoice's SMSF messaging service move towards closure, prompting some SMSFs to seek a replacement Electronic Service Address provider. Colladium says the service is intended to provide continuity for funds that need to keep receiving employer contributions without disruption.
Users can obtain a new ESA, receive contributions, download a pre-filled form to notify employers of the change and monitor contribution activity in one place. The dashboard shows contribution amounts, dates, breakdowns and payment reference numbers, with search, filter and export functions for reporting and reconciliation.
The platform also sends email alerts when new contributions arrive. It is web-based and does not require software migration or IT updates for firms managing multiple funds.
Market shift
The closure of existing gateway services has created an opening for alternative providers in a part of the superannuation administration market closely tied to compliance rules. Under the SuperStream framework, SMSF trustees and accountants must use an ESA to receive employer contributions, making continuity of access a practical issue when changing providers.
The gateway is powered by MessageXchange, an ATO-accredited SuperStream provider and a founding member of the Gateway Network Governance Body. This places the service within an established messaging network used to transfer superannuation contribution data.
John Delaney outlined the pressure facing accounting firms and trustees as SMSF administration becomes more demanding.
"Accountants are under increasing pressure to do more than just process SMSFs. They're expected to provide higher-value advice. At the same time, trustees don't want to be caught up in administration. They want confidence their fund is compliant and working for them.
"With Colladium, we're making compliance simple and easy to manage, so both firms and their clients can focus on what matters most," said John Delaney, Managing Director of Colladium.
Administration focus
Self-managed super funds remain a significant part of Australia's retirement savings system, but they also carry record-keeping and reporting obligations that often fall to trustees and external advisers. Services that centralise incoming contribution data can help firms track payments across multiple funds, particularly when employer contributions need to be matched, checked and reconciled.
For accountants, the appeal of a browser-based service may lie in avoiding system changes while maintaining oversight of several client funds. For trustees, the immediate issue is ensuring contributions continue to arrive correctly after any change in ESA provider.
During the promotional period, the annual fee has been reduced to $25 per fund, a 50 per cent discount for the first year.
Colladium's wider business offers web-based services for transaction management, communications and compliance, with operations spanning payroll reporting as well as business-to-business trade and procurement in Australia, New Zealand and other markets.